What We Collect and Why
When you open an account, we collect your name, contact details, date of birth and payment identifiers such as your UPI handle, Paytm mobile number or PhonePe-linked account. We use this data to verify your identity, process deposits and withdrawals, and keep your account secure. Transaction
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records are retained for the period required under applicable Indian financial regulations. Behavioural data such as pages visited and session duration helps us improve site performance — it is never shared with advertisers. You may withdraw consent for non-essential data processing at any time by writing
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to our privacy team. Access to your account and our services depends on local law and is available where local law permits.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.